What Are Typical Closing Costs in Santa Clarita, CA?

 

Closing costs in Santa Clarita, CA typically range from 2% to 5% of the home's purchase price. These fees can vary based on the loan type, home price, and whether you're the buyer or seller.

Breakdown of Typical Buyer Closing Costs

• Loan origination fees: 0.5%–1% of loan amount
• Appraisal and credit report fees: $500–$1,000
• Escrow and title fees: $1,500–$2,500
• Prepaid property taxes and insurance: Varies
• Recording and notary fees: $100–$300
• Lender-required reserves: 2–3 months of taxes/insurance

Seller Closing Costs

• Agent commissions: Typically 5–6% (split between buyer and seller agents)
• Title insurance (for buyer): $1,000–$2,500 depending on price
• Escrow fees: Often split 50/50 in Santa Clarita
• Transfer taxes and miscellaneous fees: $500–$1,500

Can You Negotiate Closing Costs?

Yes. Buyers can request seller concessions to cover some costs, and lenders can offer credits with certain rate options.

Want a personalized estimate of your closing costs? I can help you run the numbers before you make an offer.

Written by Tami Cicerello, REALTOR® and local real estate expert serving Santa Clarita, Valencia, Saugus, Newhall, Stevenson Ranch, Canyon Country and Castaic.